As my late husband lay in the intensive care before being moved to hospice, his mother sent her best friend to query me about life insurance. You would be amazed – or maybe not – by the people who truly believe that inheritance is a given and have their hands out sometimes way in advance of your death.
That is exactly how much your widowed parent (and his or her significant other) care whether or not you approve of their relationship--not at all.Your previously prudish mother who ran background checks on your high school boyfriend (and his parents) may decide it's a good idea to invite a man she met online to fly across the country and stay at her house for two weeks.While you may be thinking "Craigslist Killer," your parent is an adult, and can make his or her own decisions, or mistakes.The latest post at Abel Keogh’s Running Forward Widower Wednesday talks about pre-nups, wills and adult kids who can’t wrap their minds around the idea that their parents’ “wealth” belongs to their parents and not them. People who were fine with idea of remarriage but adamant that their late spouse’s hard-earned this or that would never, ever, ever benefit in any way, shape or form the next spouse or, goddess in heaven forbid, his/her worthless children. What happens, or is accumulated on earth, stays on earth.A whole lot of assumption but basically stemming from the odd notion that what your late spouse might have left you in the form of life insurance, marital home or other valuables is somehow still his or hers. Furthermore, it becomes the property of someone else, who is now free to do whatever the hell they want with it. I have seldom witnessed someone inherit from a parent or grandparent and not piss the money away like trailer trash with a Power Ball jackpot. And because I was completely stunned that anyone would ask such a question at such a time, I told her. It wasn’t until much later – after mother-in-law absconded with money from the memorial that was meant to help cover the expense of it – that I realized the inquiry about life insurance was about calculating her cut.